@article{
  author = {safarzadeh, esmaeil, jafari, hoda},
  title = {Nonlinear Relationship between Per Capita Income and Insurance Penetration},
  journal = {Economic  Modeling},
  year = {2014},
  volume = {7},
  issue = {24},
  pages = {53-70},
  doi = {},
  url = {https://sanad.iau.ir/fa/Article/995491}
}