@article{
  author = {bayani, ehsan, ahadi, fatemeh, beigi, jamal},
  title = {The effect of happiness economy and religious beliefs on reducing financial delinquency},
  journal = {Islamic jurisprudence and fundamentals of law},
  year = {2023},
  volume = {16},
  number = {1},
  pages = {43-58},
  doi = {10.3495/jiil.2023.1971270.1678}
}