%0 Journal Article %A Hojjati, Sadegh, Naderian, Arash, Ashrafi, Majid, Gorganli Doji, Jamadordi %T Presenting Evolutionary Model of Borrowing Sales using Collective Intelligence and Bird Flight Algorithm %J Journal of System Management %V 10 %N 2 %P 1-16 %D 2024 %R 10.30495/jsm.2023.1996315.1876 %U https://sanad.iau.ir/fa/Article/918178