@article{
  author = {Tajik, Hojjat, Talebnia, Ghodratollah, Vakili Fard, Hamid Reza, Ahmadi, Faegh},
  title = {Presenting the smart pattern of credit risk of the real banks’ customers using machine learning algorithm.},
  journal = {Advances in Mathematical Finance and Applications},
  year = {2023},
  volume = {8},
  number = {4},
  pages = {1409-1428},
  doi = {10.22034/amfa.2022.1950520.1689}
}