@article{
  author = {hajiha, zohreh, Ghorbani, Auob},
  title = {Investigating the Effect of Risk of Non-Repayment of Debts on Credit Rating Due to the Adjusting Role of Financial Constraints},
  journal = {Management Accounting},
  year = {2021},
  volume = {14},
  number = {50},
  pages = {1-13},
  doi = {10.30495/jma.2021.19285}
}