@article{
  author = {namjouyan, mohammadreza, emam, seyedmohammadreza},
  title = {The Nature of Banks' Civil Liability in Skimming According to Jurisprudence},
  journal = {Financial Knowledge of Securities Analysis},
  year = {2023},
  volume = {15},
  number = {56},
  pages = {102-113},
  doi = {10.30495/jfksa.2023.21900}
}