@article{
  author = {Ziaee Bidhendy, mohsen, Minooee, Mehrzad, Fallah shams, Mirfaz},
  title = {Credit Risk Test Stress Model of the Banking Industry under Macroeconomic Scenarios},
  journal = {Journal of New Researches in Mathematics},
  year = {2021},
  volume = {7},
  number = {3},
  pages = {43-68},
  doi = {}
}