@article{
  author = {Darabi, Roya, Mohammadi, Farideh , Badiei, Hossein},
  title = {Presenting a Model for Contributing Factors to Fin Tech Implementation in the Banking System of a Country Using a Blended Approach},
  journal = {JETAAF},
  year = {2024},
  volume = {1},
  number = {3},
  pages = {11-24},
  doi = {https://doi.org/10.82563/JETAAF.2023.20231111783504}
}