@article{
  author = {Afras, Golam hossein, Jamali, Madineh, Afras, Mohammad },
  title = {Legal Feasibility Of Applying Commercial Paper Principles To Bank Guarantees And Their Socio-Cultural Implications At The Global Level},
  journal = {Journal of Socio-Cultural Changes},
  year = {2025},
  volume = {21},
  number = {4},
  pages = {-},
  doi = {}
}