@article{
  author = {Banitalebi Dehkordi, Bahareh, Shamgani, Reza},
  title = {Identifying and ranking key factors affecting the provision of financial services},
  journal = {Journal of Accounting & Financial Transparency},
  year = {2025},
  volume = {3},
  number = {2},
  pages = {126-155},
  doi = {10.71965/aft.2025.1202890}
}