%0 Journal Article %A asayesh, farzad, Allaf jafari, Elnaz %T Smart Marketing in Banking: How Artificial Intelligence is Changing Relationships? %J Journal of System Management %V 12 %N 2 %P - %D 2025 %R 10.82134/sjsm.2026.1201008 %U https://sanad.iau.ir/fa/Article/1201008