@article{
  author = {Gooran Heydari, Seyed Farhad, Toloui eshlaghi, Abbas , Ebrahimi, Ahmad, Motadel, Mohammad Reza},
  title = {},
  journal = {International Journal of Finance, Accounting and Economics Studies},
  year = {2025},
  volume = {6},
  number = {3},
  pages = {-},
  doi = {}
}