@article{
  author = {bayani, ehsan, ahadi, fatemeh, Beigi, Jamal},
  title = {Economics of happiness and its mechanism in preventing financial delinquency},
  journal = {Bi-quarterly Journal of  development economics and planning},
  year = {2023},
  volume = {10},
  number = {1},
  pages = {143-154},
  doi = {}
}