@article{
  author = {Haddadi, Mohammad reza, Maaboudi, Reza, Fallahyan, Saeedeh},
  title = {Estimating the probability of Loss of Credit Portfolio using the sharp asymptotic method and Latent variable model},
  journal = {Financial Engineering and Portfolio Management},
  year = {2019},
  volume = {10},
  number = {39},
  pages = {326-346},
  doi = {}
}