@article{
  author = {Ramezani, Hamidreza, saeedi, parviz, Ghafourian shagerdi, Amir, hosseini, sayyedmohammadreza},
  title = {Presentation of Kobanking Model in the Integration of Banks and Institutions with a Marketing Approach (Case Study of Gwain Bank)},
  journal = {Financial Engineering and Portfolio Management},
  year = {2019},
  volume = {10},
  number = {41},
  pages = {162-191},
  doi = {}
}