%0 Journal Article %A Heidarifar, Farid, Hanifi, Farhad, zomorodian, gholamreza %T Design of Credit Risk Assessment Model by Predicting Credit Rating Transfer Using Markov Chain Process %J Financial Engineering and Portfolio Management %V 13 %N 51 %P 40-62 %D 2022 %R %U https://sanad.iau.ir/fa/Article/1078399